Maximise Your SkillsFuture Benefits: What Every Singaporean Needs to Know in 2025
If you’re a Singaporean or PR looking to upskill or switch careers, here’s some exciting news: Singaporeans aged 40 and above now get $4,000 SkillsFuture Credit (Mid-Career Support)—on top of previous entitlements.
Whether you’re exploring WSQ courses, SCTP, or other eligible training, understanding your funding options can significantly reduce your out-of-pocket expenses.
So, what do you qualify for?
Singaporeans aged 40 and above:
- Receive a $500 Opening SkillsFuture Credit that never expires, available to all eligible Singaporeans.
- Enjoy an additional $500 one-time top-up, valid until the end of 2025.
- Mid-career individuals aged 40 and above qualify for a $4,000 SkillsFuture Credit with no expiry.
- Eligible candidates may get up to 90% course fee subsidies under selected WSQ courses and SCTP programmes.
- NTUC Union members can claim up to $500 more in course fee support through UTAP.
This means you could enjoy more than $5,000 in SkillsFuture credits—making training almost entirely subsidised!
Singaporean aged 21 to 39?
- All eligible Singaporeans receive a $500 Opening SkillsFuture Credit with no expiry.
- Enjoy a $500 one-time top-up, valid until the end of 2025.
- Get up to 70% subsidy on course fees for SkillsFuture-approved programmes.
- NTUC union members can enjoy up to $250 additional support through UTAP for eligible courses.
Singaporean aged 17 to 20?
- Singaporeans aged 17 to 20 will receive a $500 PSEA top-up in July 2025.
- ITA graduates under 30 years enrolling in diploma programmes can tap on $5,000 PSEA funding.
What Can You Use It For?
From digital skills and tech courses to baking and photography classes, your SkillsFuture Credits can be used for a wide range of training. Popular choices include WSQ and SCTP programmes—highly subsidised and skills-relevant for today’s job market.
Final Tip: Don’t Let Your Credits Expire!
While some credits don’t expire (like the new $4,000 for mid-career individuals), others—like the 2020 one-time $500 top-up—will expire by the end of 2025. Be sure to check your SkillsFuture portal and make full use of your entitlements.
Upskill smart, succeed faster—because your future is worth the investment.